Scotch Plains, Fanwood and Westfield real estate and homes for sale in New Jersey - Gina Suriano Barber, REALTOR® Gina Suriano Barber REALTOR(r) for Scotch Plains, Fanwood and Westfield, New Jersey real estate - NUMBER1EXPERT™ Gina Suriano Barber NUMBER1EXPERT(tm) for Scotch Plains, Fanwood and Westfield, New Jersey real estate
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Gina Suriano Barber, REALTOR®, real estate agent and broker for Scotch Plains, Fanwood and Westfield New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

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All agents are NOT alike! Find out why I am a top real estate expert in Union County! Call me @ 908-917-4577.


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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Gina Suriano Barber is one of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Scotch Plains, Fanwood and Westfield New Jersey home buying, real estate listings, and homes for sale in Union County, NJ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Gina Suriano Barber, REALTOR®, real estate agent and broker for Scotch Plains, Fanwood and Westfield New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Gina Suriano Barber
Coldwell Banker Residential Brokerage

209 Central Avenue
Westfield
New Jersey 07090
office: 908-301-2012
fax: 862-345-2936
mobile: 908-917-4577
ginasurianobarber@NUMBER1EXPERT.com

Gina Suriano Barber...Exceeding Expectations!

Gina is a top producer serving Union, Middlesex, and Somerset Counties. A lifelong resident of Union County, Gina specializes in the Westfield and Scotch Plains areas.

Real estate sales are proactive. It’s not just putting a sign in the ground or waiting for the phone to ring. I offer my clients a competitive edge by staying abreast of the latest market trends and industry offerings. I stay in constant touch with my clients either directly or through the use of technology. You can be confident of my area knowledge and negotiating abilities with over 20 years of real estate experience, and over $10 million in sales annually. I can assist you with relocation, FHA,VA, foreclosures, and short sales, too. In an industry that recognizes high levels of achievement, I have been awarded numerous designations demonstrating my success. I have chosen Coldwell Banker Residential Brokerage as my company as it maintains my similar high standards. With products and services exceeding expectations, I can offer you the ultimate advantage - a top professional and the area’s premier real estate company.

Equal Housing MLS REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Scotch Plains, Fanwood and Westfield New Jersey

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