Scotch Plains, Fanwood and Westfield real estate and homes for sale in New Jersey - Gina Suriano Barber, REALTOR® Gina Suriano Barber REALTOR(r) for Scotch Plains, Fanwood and Westfield, New Jersey real estate - NUMBER1EXPERT™ Gina Suriano Barber NUMBER1EXPERT(tm) for Scotch Plains, Fanwood and Westfield, New Jersey real estate
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Gina Suriano Barber, REALTOR®, real estate agent and broker for Scotch Plains, Fanwood and Westfield New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 908-301-2012.


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Gina Suriano Barber, REALTOR®, real estate agent and broker for Scotch Plains, Fanwood and Westfield New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
Gina Suriano Barber, REALTOR®, real estate agent and broker for Scotch Plains, Fanwood and Westfield New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
Gina Suriano Barber, REALTOR®, real estate agent and broker for Scotch Plains, Fanwood and Westfield New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Scotch Plains, Fanwood and Westfield, New Jersey Real Estate 

 

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes-which includes multiple photos and visual tours on all of my listings. 

Need local real estate information? I've summarized much of what is important about the Scotch Plains, Fanwood and Westfield real estate market in this site. 

Need specific details on what each community has to offer? From luxury estates to historic homes to new construction, our towns have it all! Need access to a train or bus? Call me so I can guide you to which town may have the best options for you.  

Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTOR®. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As a top Scotch Plains, Fanwood and Westfield REALTOR®, I have the experience and track record you are looking for. Please let me help. 

- Gina Suriano Barber 

Committed to Award Winning Service 

Gina's dedication to personal service and attention to detail has made her widely respected among her peers and clients. She is well known in the industry for her ethics, sincere style, and overall professionalism. 

Gina offers her clients a competitive edge by staying abreast of the latest in technology and market trends. A lifelong resident of the Scotch Plains/Westfield area, Gina has established herself as a top producer and successful negotiator in a highly competitive market. She is a consistent winner of industry awards, including membership in the NJAR Million Dollar Club from 1989-2007. She is also among a select group of realtors in the NJAR Distinguished Sales Club. 

Her valuable insights, over 18 years of experience and persistence in meeting her clients' needs will take you beyond the expected and to the highest level of service. 

Feel free to contact me by email, cell phone, or at my office. I always return messages promptly, and will give you all the time and attention you need to make your home buying/selling experience a pleasant and hassle free one!
 

Westfield Colwell Banker
Westfield Coldwell Office


School Reports in Scotch Plains, Fanwood and Westfield, New Jersey
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Real Estate Tips
Tax Considerations >Tax Deductions

Here is a question which is often asked about real estate sales: which home loan fees are deductible for income tax purposes? It is good to know the answer to this question before you sign on the dotted line. It may influence which loan you will choose. Loan fees for certain services are not itemized on your fee statement, but are grouped together into a single category.

The most obvious deductible fee is the loan fee paid to acquire a mortgage for a principal residence. The IRS recently ruled that the buyer could deduct the fee in the first year, even if the seller paid it! Other deductions include pro-rated property taxes and mortgage interest. On these items, the buyer may only deduct their share.

Most of the other closing costs are not deductible, but you may add them to your home's adjusted cost basis when calculating appreciation. Among these costs are appraisal, attorney, and inspection fees, as well as title, recording and notary fees. Fire insurance fees are neither deductible nor do they figure into the cost basis. If you are not sure which fees are deductible, consult a professional tax advisor.

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Real Estate Trivia
Q 
What does the term ARM stand for?

A 
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Gina Suriano Barber, REALTOR®, real estate agent and broker for Scotch Plains, Fanwood and Westfield New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Gina Suriano Barber
Coldwell Banker Residential Brokerage

209 Central Avenue
Westfield
New Jersey 07090
908-301-2012
fax: 908-233-8780
ginasurianobarber@NUMBER1EXPERT.com

Gina Suriano Barber...Exceeding Expectations!

Gina is a top producer serving Union, Middlesex, and Somerset Counties. A lifelong resident of Union County, Gina specializes in the Westfield and Scotch Plains areas.

Real estate sales are proactive. It’s not just putting a sign in the ground or waiting for the phone to ring. I offer my clients a competitive edge by staying abreast of the latest market trends and industry offerings. I stay in constant touch with my clients either directly or through the use of technology. You can be confident of my area knowledge and negotiating abilities with over 17 years of real estate experience, and over $10 million in sales annually.

In an industry that recognizes high levels of achievement, I have been awarded numerous designations demonstrating my success. I have chosen Coldwell Banker Residential Brokerage as my company as it maintains my similar high standards. With products and services exceeding expectations, I can offer you the ultimate advantage - a top professional and the area’s premier real estate company.


Coldwell Banker Residential Brokerage real estate and homes for sale in Scotch Plains, Fanwood and Westfield New Jersey

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